Reelect Ricardo Lara as insurance commissioner to keep California on the right track for progress.
Insurance Commissioner Ricardo Lara has had a problematic track record of ethical scandals, including accepting contributions from insurance companies and paying for a Sacramento apartment with taxpayers’ money. However, the threat of Republican challenger Robert Howell, who presents voters with no specific policy ideas and who describes himself as a “Reagan Republican,” outweighs Commissioner Lara’s questionable record. We recommend that voters reelect Commissioner Lara and commit to holding him accountable for representing constituents, not corporate or personal interests.
Progressive endorsements: Commissioner Lara has the endorsement of some progressive groups, including California Labor Federation, Equality California, California Environmental Voters, and many local labor unions. He has also received the endorsement of many elected leaders, including Governor Gavin Newsom, Secretary of State Shirley Weber, Attorney General Rob Bonta, Rep. Karen Bass, and State Senator Sydney Kamlager.
Key initiatives: Commissioner Lara has successfully worked to provide pandemic insurance returns to Californians, protected home insurance coverage for individuals residing in the path of wildfires, and created a Climate and Sustainability Branch inside the Department of Insurance. He also wrote an insurance law, SB 30, which creates a working group of climate researchers and insurance experts to create recommendations to reduce insurance costs related to wildfires, extreme heat, and flooding.
While he has taken steps to protect consumer interests, he has also received criticism for his deference to insurance companies, including recent remarks at a private insurance industry meeting that implied he would be supportive of providing private citizens’ vehicle data to insurance companies so that rates could be tied to driving habits. Notably, after his first campaign for this seat in 2018, Commissioner Lara returned thousands of dollars in campaign donations from insurance industry stakeholders, acknowledging the conflict of interest presented by accepting donations from the industry he was tasked with regulating. Recently, it was revealed that he is under investigation by the California Fair Political Practices Commission for allegedly diverting insurance industry donations through independent groups that are working in support of his reelection campaign. A final determination about the accuracy of the allegations has not been made.
Governance and community leadership experience: Commissioner Lara has served in this seat since 2018, when he was elected with over 52% of the vote. Prior to his election to the Department of Insurance, Lara served one term in the State Assembly and two terms in the state Senate, where he focused on legislation related to the expansion of health-insurance access, environmental protections, and juvenile-justice reform. He had noted success in his final year in the State Senate, when 34 of his sponsored bills were signed into law.
Other background: Commissioner Lara is a lifelong resident of Los Angeles County. He is the first openly gay person to be elected to statewide office in California.
The Race
Primary election results: The June 2022 results included incumbent Commissioner Ricardo Lara (D), 36%; Robert Howell (R), 18%; Marc Levine (D), 18%; Greg Conlon (R), 16%; Vinson Eugene Allen (D), 4%; Nathalie Hrizi (I), 3%; Veronika Fimbres (I), 2%; Jasper Jackson (D), 2%; and Robert Molner (I), 1%. Commissioner Ricardo Lara and Robert Howell will compete in a run-off in the November 8 general election.
Candidate fundraising and pledges: Commissioner Lara’s campaign has raised $1.5 million and has received donations from real estate, fossil fuel, and police interests. His problematic donors include Sempra Energy, Southern California Edison, Peace Officers Research Association of California PAC, and California Real Estate PAC.
Opposing candidate: Republican Robert Howell
Opposing candidate’s fundraising and pledges: Howell’s campaign has not filed any campaign-finance receipts with the secretary of state’s office as of September 2022.
The District
State: California is the most populous state in the United States, and includes 58 counties and 331 million residents.
Voter registration: Of the 22 million registered voters in the state, 47% are Democrat, 24% are Republican, and 23% have no party preference. Democrats have held the lieutenant governor seat since 2011.
District demographics: 39% Latino, 16% Asian, and 7% Black
Recent election results: California voted for Joe Biden for president in 2020 by 29 points and Gavin Newsom for governor in 2018 by 24 points.
The Position
The state insurance commissioner acts as the head of the Department of Insurance, a consumer-protection agency that regulates the state’s insurance marketplace. The commissioner directs the Department of Insurance to ensure that Californians receive fair and indiscriminate insurance rates, timely claim payments, regulated brokerage, and effective complaint and fraud investigations. The insurance commissioner leads a department of 1,400 employees, and provides oversight to over 450,000 insurance industry professionals. The Department of Insurance routinely recovers over $84 million for consumers annually.
Reelect Ricardo Lara as insurance commissioner to keep California on the right track for progress.
Insurance Commissioner Ricardo Lara has had a problematic track record of ethical scandals, including accepting contributions from insurance companies and paying for a Sacramento apartment with taxpayers’ money. However, the threat of Republican challenger Robert Howell, who presents voters with no specific policy ideas and who describes himself as a “Reagan Republican,” outweighs Commissioner Lara’s questionable record. We recommend that voters reelect Commissioner Lara and commit to holding him accountable for representing constituents, not corporate or personal interests.
Progressive endorsements: Commissioner Lara has the endorsement of some progressive groups, including California Labor Federation, Equality California, California Environmental Voters, and many local labor unions. He has also received the endorsement of many elected leaders, including Governor Gavin Newsom, Secretary of State Shirley Weber, Attorney General Rob Bonta, Rep. Karen Bass, and State Senator Sydney Kamlager.
Key initiatives: Commissioner Lara has successfully worked to provide pandemic insurance returns to Californians, protected home insurance coverage for individuals residing in the path of wildfires, and created a Climate and Sustainability Branch inside the Department of Insurance. He also wrote an insurance law, SB 30, which creates a working group of climate researchers and insurance experts to create recommendations to reduce insurance costs related to wildfires, extreme heat, and flooding.
While he has taken steps to protect consumer interests, he has also received criticism for his deference to insurance companies, including recent remarks at a private insurance industry meeting that implied he would be supportive of providing private citizens’ vehicle data to insurance companies so that rates could be tied to driving habits. Notably, after his first campaign for this seat in 2018, Commissioner Lara returned thousands of dollars in campaign donations from insurance industry stakeholders, acknowledging the conflict of interest presented by accepting donations from the industry he was tasked with regulating. Recently, it was revealed that he is under investigation by the California Fair Political Practices Commission for allegedly diverting insurance industry donations through independent groups that are working in support of his reelection campaign. A final determination about the accuracy of the allegations has not been made.
Governance and community leadership experience: Commissioner Lara has served in this seat since 2018, when he was elected with over 52% of the vote. Prior to his election to the Department of Insurance, Lara served one term in the State Assembly and two terms in the state Senate, where he focused on legislation related to the expansion of health-insurance access, environmental protections, and juvenile-justice reform. He had noted success in his final year in the State Senate, when 34 of his sponsored bills were signed into law.
Other background: Commissioner Lara is a lifelong resident of Los Angeles County. He is the first openly gay person to be elected to statewide office in California.
The Race
Primary election results: The June 2022 results included incumbent Commissioner Ricardo Lara (D), 36%; Robert Howell (R), 18%; Marc Levine (D), 18%; Greg Conlon (R), 16%; Vinson Eugene Allen (D), 4%; Nathalie Hrizi (I), 3%; Veronika Fimbres (I), 2%; Jasper Jackson (D), 2%; and Robert Molner (I), 1%. Commissioner Ricardo Lara and Robert Howell will compete in a run-off in the November 8 general election.
Candidate fundraising and pledges: Commissioner Lara’s campaign has raised $1.5 million and has received donations from real estate, fossil fuel, and police interests. His problematic donors include Sempra Energy, Southern California Edison, Peace Officers Research Association of California PAC, and California Real Estate PAC.
Opposing candidate: Republican Robert Howell
Opposing candidate’s fundraising and pledges: Howell’s campaign has not filed any campaign-finance receipts with the secretary of state’s office as of September 2022.
The District
State: California is the most populous state in the United States, and includes 58 counties and 331 million residents.
Voter registration: Of the 22 million registered voters in the state, 47% are Democrat, 24% are Republican, and 23% have no party preference. Democrats have held the lieutenant governor seat since 2011.
District demographics: 39% Latino, 16% Asian, and 7% Black
Recent election results: California voted for Joe Biden for president in 2020 by 29 points and Gavin Newsom for governor in 2018 by 24 points.
The Position
The state insurance commissioner acts as the head of the Department of Insurance, a consumer-protection agency that regulates the state’s insurance marketplace. The commissioner directs the Department of Insurance to ensure that Californians receive fair and indiscriminate insurance rates, timely claim payments, regulated brokerage, and effective complaint and fraud investigations. The insurance commissioner leads a department of 1,400 employees, and provides oversight to over 450,000 insurance industry professionals. The Department of Insurance routinely recovers over $84 million for consumers annually.